377 Spicer Lake Drive, Holly Ridge, NC 28445

$699,923

Before you read another word, here is the number that changes everything: 2.625%. This home carries an assumable VA loan with a remaining balance of approximately $463,000 at 2.625%. In today's rate environment that is an extraordinary opportunity for a qualified buyer. Ask your lender to run the numbers. The… Read More savings speak for themselves. Now, about the home itself. Some homes you tour. Some homes you feel. 377 Spicer Lake Drive is the second kind. Set inside the private gates of Summerhouse on Everett Bay, one of coastal North Carolina's most celebrated resort communities and voted Top 100 Place to Live by Ideal Living Magazine, this immaculate craftsman home sits near Spicer Lake, the largest lake in the community, and delivers the kind of lifestyle most people only experience on vacation. The floor plan is thoughtfully designed for real life. Three bedrooms and two full baths occupy the main floor, keeping daily living easy and accessible. Upstairs, a generous bonus room with a dedicated office nook built into the front dormer and a full third bathroom creates a completely flexible space for remote work, guests, a media room, or a teen suite. Every surface is neutral, clean, and genuinely move-in ready. The upgrades go well beyond cosmetic. The original back porch was professionally converted to a heated and cooled sunroom, adding true year-round living space. A $25,000 saltwater hot tub conveys. Whole home water filtration. The backyard is fully fenced. A playset stays. The garage features a polished epoxy floor. The entire home presents in immaculate, like-new condition. Then there is the community, and Summerhouse on Everett Bay deserves its own paragraph. Nestled along the Intracoastal Waterway between Surf City and North Topsail Beach, Summerhouse wraps its residents in resort amenities that are genuinely extraordinary. The two-story clubhouse, which has hosted weddings, retirement celebrations, and family reunions, features vaulted ceilings, walls of windows, multiple fireplaces, oversized lounge seating, a full catering kitchen, an expansive library, and a billiards room. A lazy river and resort-style pool complex adjoin the building. Beyond the clubhouse: a fully equipped 24 hour fitness center with lockers and showers, two tennis and pickleball courts, an open air pavilion, a nature park with fire pit, a children's playground, six scenic lakes with walking bridges and gazebos, 18 miles of walking and biking trails, boat storage, a day dock on the Intracoastal Waterway, a small vessel launch on Kings Creek, and a kayak launch. Boaters, cyclists, kayakers, anglers, and sunrise walkers all find their people here. Less than 30 minutes to Wilmington. Minutes to Topsail Beach. No city taxes. Gated and secure. This is not just a home. This is a complete coastal lifestyle, offered at a rate that no longer exists anywhere else on the market. Read Less

Courtesy of McKenzie L Johnson, eXp Realty

Listing Snapshot

Days Online

Last Updated

Jul 13, 2026

Property Type

Single Family Residence

Beds

Full Baths

Square Ft.

2,785

Lot Size

0.22 Acres

Year Built

2021

MLS Number

100586185

Additional Details

Property Access

Road frontage type: "Maintained", "City Street", "State Road", "Paved", Road surface type: "Paved"

Building

Built in 2021, Construction materials: "Fiber Cement", "Wood Frame", Levels: "Two", Living area units: Square Feet, 2 total stories, Structure type: "Wood Frame", "Stick Built", Toal building area: 2785

Cooling

"Other", "Zoned", "Heat Pump"

Fence

"Privacy", "Vinyl"

Garage

2 garage spaces

Heating

"Other", "Heat Pump", "Fireplace(s)", "Electric", "Zoned"

Home Owner's Association

Association fee: $1,800

Interior Features

"Master Downstairs", "Walk-in Closet(s)", "Vaulted Ceiling(s)", "Tray Ceiling(s)", "High Ceilings", "Entrance Foyer", "Mud Room", "Kitchen Island", "Ceiling Fan(s)", "Hot Tub", "Walk-in Shower", "Blinds/Shades", "Eat-in Kitchen", "Walk-In Closet(s)"

Lot

0.22 acres, 9,583 sqft

Parking

2 total parkings, "Garage Faces Front", "Concrete", "Garage Door Opener", "Lighted", "Paved", "Garage"

Property

Frontage type: "See Remarks", Patio and porch features: "Open", "Covered", "Patio", "Front Porch", Zoning: R-20, "See Remarks"

Roof

"Architectural Shingle"

Taxes

Year: 2025

Utilities

"Cable Available", "Sewer Available", "Water Available", "High Speed Internet"

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